first of all i would allocate aatleast 50 percent of the money to stocks which is then used to invest in the stock market and i would buy is during an ipo of a company that is when it is cheapest .Also would consider how much i can invest in goverment bonds since it has better paying returns at an interest of 10 percent annual so it accumulates over time so by 5 years i would have twice the money by half which os what i invested 50 percent by , also mutual funds would be a consideration
