I would invest small sums of money as follow;
1. Buying of stock (investment in the stock market) 40000/-
2. Peer-to-Peer Lending- 30000/-, i would join Peer-to-Peer Lending companies since with these companies i would be able to loan money to individuals in small increments as if I am the bank then I earn a pretty decent rate of return .
3. Investing in BUSINNESS, by buying a bale of clothes then sale- 10000/-
4. Saving 10000/- in my bank account on a fixed deposit account.
5. Maintaining a cash on hand of the remaining 10000/- for the day to day operations of the hand on businness.