I will take this money to an insurance company where I will open an account for unit trusts. With this money ( Ksh100, 000) I'm assured of at least Ksh1,500 profits per month, yet my principal amount (ksh.100,000) is still intact. I prefer unit trusts because they have zero risks. This means that I will get maximum benefits from my investment amount of ksh.100,000.
My best choice of insurance companies for unit trusts are CIC and Old Mutual, whose profit rates are not less than 11 % of the principal amount. After one year, I will withdraw the profits and invest in agriculture (cereals to be specific). After obtaining the profits, I will start investing in Real Estate because this is my ultimate dream. I will be benefiting from both Unit Trust and agricultural investment and I will use the combined profits to start investing in real estate. This will involve patience, a strategic plan and financial knowledge since real estate requires more capital. After fetching a steady flow of profits from both Unit Trusts and agriculture, at the end of it, I will make it in real estate.
